Terms of Service
Effective Date: April 2, 2026
These Terms of Service ("Terms") govern your access to and use of the website located at rchoiceins.com (the "Site"), operated by Freedom Financial Company LLC, doing business as Right Choice Insurance ("Company," "we," "us," or "our"), a licensed insurance agency incorporated in the State of North Carolina.
By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use this Site.
1. About Our Services
Right Choice Insurance is an independent licensed insurance agency. We assist individuals and families in comparing and enrolling in health insurance plans available through the federal Health Insurance Marketplace (HealthCare.gov), Medicare Advantage, Medicare Supplement, Medicare Part D, and other insurance products.
We are not affiliated with, endorsed by, or acting on behalf of the federal government, the Centers for Medicare & Medicaid Services (CMS), or any state government agency. This Site is not the official federal Marketplace website. For official Marketplace enrollment, visit healthcare.gov.
Our National Producer Number (NPN) is #19292142. Christopher Landis NC License #7719758. All agents are licensed in their respective states.
2. No Guarantee of Coverage or Pricing
Information presented on this Site, including subsidy estimates, premium ranges, and plan benefit descriptions, is provided for general informational purposes only. Actual plan availability, premium amounts, and subsidy eligibility are determined by the federal Marketplace or Medicare, based on your specific household income, location, age, and other factors.
Nothing on this Site constitutes a binding quote, offer, or guarantee of coverage. Coverage is subject to carrier approval and applicable federal and state regulations.
3. Use of This Site
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:
- Use the Site to transmit any unlawful, harmful, or fraudulent content
- Attempt to gain unauthorized access to any portion of the Site or its related systems
- Use automated tools, bots, or scrapers to collect data from the Site without our express written consent
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
4. Intellectual Property
All content on this Site, including text, graphics, logos, images, and page design, is the property of Freedom Financial Company LLC or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our prior written permission.
5. Third-Party Links and Tools
This Site may contain links to third-party websites, including carrier websites, HealthSherpa enrollment tools, and Google Maps. These links are provided for your convenience only. We do not control and are not responsible for the content, privacy practices, or accuracy of any third-party site. Accessing third-party sites is at your own risk.
6. Privacy
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Site, you consent to the data practices described in our Privacy Policy.
7. Disclaimer of Warranties
This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Freedom Financial Company LLC and its officers, agents, employees, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or its content, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising out of or relating to these Terms or your use of the Site shall not exceed one hundred dollars ($100.00).
9. Indemnification
You agree to indemnify, defend, and hold harmless Freedom Financial Company LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any rights of another.
10. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions. Any dispute arising under or relating to these Terms shall be resolved exclusively in the state or federal courts located in Cabarrus County, North Carolina, and you consent to the personal jurisdiction of such courts.
11. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
12. Contact Us
If you have any questions about these Terms, please contact us:
Freedom Financial Company LLC
DBA Right Choice Insurance
2709 Central Ave
Charlotte, NC 28205
Email: [email protected]
Phone: (704) 707-3233