You May Qualify
for a No Cost
Health Plan.
Real plans. Real carriers. Real local agents who live in your community. One call is all it takes — we handle everything.
Mon–Fri 9am–5pm • After-hours available • Bilingual EN/ES
Prefer to self-enroll? Use our agent link →Could You Be Leaving This Money on the Table?
Estimated monthly subsidies for North Carolina residents — your exact amount depends on zip code, age, and household size.
| Your Situation | Annual Income | Est. Monthly Subsidy |
|---|---|---|
| Single Person | ~$22,000/yr | ~$500/mo |
| Single Person | ~$35,000/yr | ~$350/mo |
| Family of 4 | ~$100,000/yr | ~$1,000/mo |
| Family of 4 | ~$125,000/yr | ~$800/mo |
ⓘ These are estimates for illustration purposes only. Actual subsidies are based on household size, zip code, age, and plan selection. No two households are the same. Households under the Medicaid threshold may qualify for Medicaid instead — call us and we will help you find out exactly where you stand.
📞 Call to Get Your Exact Number — FreeWhat Most People Get Wrong About ACA Plans
These myths are costing people thousands of dollars a year in subsidies they never claimed. Let's set the record straight.
These are real plans from real insurance companies — the same carriers your employer might use. BCBS, Cigna, Ambetter, UHC. The government helps pay for it. That is it.
A family of 4 earning $125,000 a year can still qualify for ~$800 a month in subsidies. Most people earning six figures have no idea they qualify. One call tells you exactly where you stand.
Not necessarily true. Our agents check your doctors against every plan's network before you enroll. We do not put you in a plan that takes you away from a doctor you trust.
Yes. Depending on your income, your monthly premium can be $0. Our agents find the best plan for your situation and enroll you completely free of charge. Our service costs you nothing.
Get Covered in 3 Easy Steps
Our agents handle everything. You just need to make one call.
Call or Connect
Call our round-robin line and a local agent picks up — not a call center, not a robot. A real person who lives near you.
We Find Your Plan
Your agent reviews every plan available in your area and finds the best fit for your doctors, your budget, and your life.
We Enroll You
Your agent completes the enrollment for you — no confusing forms, no mistakes, no stress. Our service is completely free.
We Stay With You
Questions after enrollment? We are right here in your community. Stop by any of our 5 local offices anytime.
Life Changes That Qualify You for Coverage Outside Open Enrollment
You do not have to wait for Open Enrollment. If any of these apply to you, you may be able to enroll today.
Lost a Job or Employer Coverage
Got Married or Divorced
Had a Baby or Adopted
Moved to a New State or Area
Income Changed Significantly
Turned 26 — Off Parents' Plan
Gained a Dependent
Released from Incarceration
Real Plans from Real Insurance Companies
We are appointed with all major carriers available in NC, SC, TN & GA. We shop every plan so you do not have to.
Marketplace Elite Circle of Champions
Awarded by the federal Health Insurance Marketplace to agencies that enroll 100+ consumers per Open Enrollment season. Right Choice Insurance has earned Elite status four years in a row.
You May Qualify for a No Cost Health Plan — Find Out Today.
One call. Five minutes. A local agent who knows your community. Let's get you covered.
Mon–Fri 9am–5pm • Bilingual EN/ES Available • 5 Local Offices in NC
IMPORTANT DISCLOSURES & LEGAL NOTICES
Right Choice Insurance is an independent broker and is not a federal or state Marketplace website. This website is owned and operated by Freedom Financial Company LLC, a licensed insurance agency, NPN #19292142. Invitations for applications for health insurance with Freedom Financial Company LLC, or through its designated agent, Christopher Landis, only where licensed and appointed. License numbers are available upon request and are provided where required by law. Christopher Landis residence state is North Carolina, where his license number is 7719758. Freedom Financial Company is licensed to sell insurance products in the following states: NC, SC, TN, and GA.
Subsidy estimates shown on this page are for illustration purposes only and are based on sample households in North Carolina. Actual Premium Tax Credits (subsidies) are determined by the federal government and vary based on household size, zip code, age, income, and plan selection. No two households will receive the same subsidy amount. Households below the Medicaid income threshold may be directed to Medicaid rather than Marketplace coverage. For your exact subsidy amount, please call (704) 707-3233 or visit healthcare.gov.
No cost plans depend on zip code, household size, and income. Enrollments are performed by licensed health insurance agents. The Freedom Financial Company LLC DBA: Right Choice Insurance is not an insurance or operating company but connects individuals with insurance providers and other affiliates through licensed agents. Products and services are provided exclusively by the providers. Not all affiliates offer the same plans. Insurance plans may not be available in all states. By using this site, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy.